Blog posts in Loan Education

As Fincheck now offers FREE credit score checks, we thought you might enjoy knowing where the data is stored and whether it is safe.

If you’ve been blacklisted, it doesn’t automatically prevent you from being able to access a loan. Some lenders do accept blacklisted clients. It’ll just take a little know-how and we'll give you a foundation to work from in this article!

Loan approvals are determined by many things, but the basic reasons will always surface. These factors will point you well into the direction of approved loan applications. But what does determine online loan approval?

Many South Africans have questions surrounding affordable ways to finance their dream home and at Fincheck we want to help make that dream more reachable by helping you answer those questions.

Times have changed and the landscape of loans looks vastly different than it did ten years ago. Not only are there a number of new, different and creative providers out there that has to submit under a new National Credit Act and regulations, but, for the most part, the long queues and endless paperwork that was required to get a one has been exchanged for online applications that are processed within minutes. What does this mean for you?

A consolidation loan doesn’t work its magic like Houdini, it simply lifts the burden of debt just enough for you to have some breathing space. You still have a big commitment to honour! This post will help apply the criteria to make the right decision.

Many of us walk around with a cost mentality, often dropping our heads in a sorry attitude when walking past things we cannot afford. What if, you get to spend money and pay off your loan, at exactly the same time? Yes, you’re not seeing double, it’s possible!

In a slow-moving economy or a recession, people generally try to limit their spending and not engage in any uncalled-for risks that might put their future financial goals in jeopardy. There are several types of risks that everyone should avoid during a recession. But, do you know that starting a business isn't one of them in the same sense as other risks?

Duplum means double, or perhaps double the trouble in the case of interest on loans. Literally translated, in duplum means 'double the amount'.

com·pare /kəmˈper/ verb        

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Fincheck is a financial comparisons website that organises information to assist the borrower in making their best financial decision.

Fincheck gathers information from numerous banking partners and presents it to the borrower in a simple, understandable way. Lenders benefit from an additional market place and extensive customer reach. Loan amounts vary from lender to lender. Fees, interest rates, loan amounts and credit scores influence the repayment terms. Lenders require personal details to control their risk and assist the government to combat theft, money laundering, terrorism. Fincheck does not endorse any particular product or company. We are an independent company. The information shown and provided is an opinion, based on numbers and must not be seen as advice or consultation.