During the course of registration for and/or using our Services (for example, to get comparative quotes for personal loans), we may collect some of your personal data. We might also store data concerning how you use our website, for instance, the website from which you come from to reach our website, the pages you view, changes you make to the data provided to us, details of the quotes you request and your transactions.
Personal information collected online will only be disclosed within our corporate group and related partners for internal use only. When you sign in at fincheck.co.za the personal information we collect may include your but not exclusive to:
The personal information we collect from you will be used in some or all of the following ways:
The user (You) hereby guarantees that the personal data provided is true and accurate and undertakes to notify any change or alteration to the same. Any loss or damage caused to the website or to the person responsible for the web-site or to any third person through the provision of erroneous, inexact or incomplete information on the registration forms will be the exclusive responsibility of the User.
When you sign or subscribe at our fincheck.co.za website, we may also use your personal information to send/contact you regarding marketing and/or promotional materials from time to time. If relevant, we will allow our subsidiaries and related companies to send relevant marketing materials to you, but always informing you that your data will be used for that purpose and which kind of personal data we will use. We will not use your personal data for direct marketing without your written consent.
The information you provide and store on Fincheck will only be used to better your experience on the website. Fincheck has the option to use your data (personal, credit reports) to better our offering to you and allow a greater lead allocation, savings, financial tool platform.
We will always give you the liberty, at any time, to unsubscribe from marketing information by using the unsubscribe function within the electronic marketing material.
Your actual details may be stored with us but for security reasons cannot be retrieved directly by us. However, you may access this information by logging into your account on the Site. Here you can view the details of your account. You undertake to treat the personal access data confidentially and not make it available to unauthorized third parties. We cannot assume any liability for misuse of passwords unless this misuse is our fault.
We use your personal data to offer you some or all of the following benefits:
We will keep your personal information confidential and not disclose or transfer such information to or allow access by any parties other than the following parties:
In exceptional circumstances FINCH TECHNOLOGIES may be required to disclose personal information. FINCH TECHNOLOGIES is committed to complying with and in compliance with law or court order, or in response to lawful request by government or law enforcement
authorities, or in case we believe in good faith that disclosure is necessary for(including but not limited to) protection of our rights or properties, or to identify, contact or bring legal action against any person who may be causing damage
to or interference with our rights or properties (whether intentionally or otherwise), or when any other person could be harmed by such activities.
We may however use your contact information to send newsletters from us and from our related companies. Upon prior permission. You can cease receiving our email newsletters by clicking the unsubscribe link in any email from us. The link is always placed in the footer of the email. No password or login is needed to unsubscribe. By using our services, you consent to the disclosure of your personal information to the above parties.
You permit us and our reliable third parties to inform you via email, post, phone calls or by text of products, services and other offers we expect could be of interest to you.
Whenever you give us personal data, we will give you a chance to inform us that you do not consent to us or others using and sharing your data for marketing. Unless you state otherwise, you are deemed to agree to such uses.
You can unsubscribe to any electronic marketing communications we send you at any time. If you do not want to be contacted by us again, you can inform us at any time by contacting us on www.fincheck.co.za or by sending an email to email@example.com
Additionally, you can request us at any time not to pass on your data to external parties for marketing purposes. However, such a request could lead to us ceasing to provide our Services to you.
In order to ensure that the Services we offer you continue to meet your requirements, we might ask for your feedback. Any feedback you give us will solely be used to improve our services to you and shall not be revealed on the website.
Fincheck strives to provide you with the best possible service, and to help us do this we record cookies. When users visit Fincheck, our servers will remember information that browsers send. This includes :
In most cases, cookies are deleted when you close your browser; these are referred to as session cookies. However, persistent cookies, stay on your browsing device either until such time you delete them or they expire. By using this Service, you consent to us using cookies. This data does not disclose any personal information, and as such we do not collect, process or use any of your personal information.
You can alter your computer browser settings to block or delete cookies. If you opt to block or delete our cookies, you may not be able to access the array of our Services and this could have an effect on the performance of our website on your system.
Using the above, FINCH TECHNOLOGIES may use Google Analytics and Google Display Network features including advertising and remarketing.
Keeping your data secure is important to us. We offer a high level of data protection. However, no information transmission over the internet is 100% secure. Highly sensitive data such as your credit card details, are encrypted to minimize the danger of interception throughout transit. However, while we try to safeguard your personal data, we cannot assure or warrant the safety of any data that you give us, and you do so at your own risk. The Terms and Conditions additionally explain your obligation to safely keep any username and password you use to register for the Services.
You have certain rights. For instance, we will give you a copy of your personal information if you request it from us in writing. Additionally, you will be allowed to edit or correct any data that you previously provided. You have the right to lodge a complaint to the South African Regulation deparment. For your convenience here are their details: telephone number of the Information Regulator is (012) 406 4818, fax number is 086 500 3351 and e-mail address is firstname.lastname@example.org
You may be required to complete a registration process as a part of your use of this website. This may include the creation of a username and password. You should not disclose your username and password to anyone. If you choose to share your username and password with any one, you are solely answerable for all activities undertaken on this website using your username and password.
You have a right to request access to and correction of your personal data held by us in accordance with the Personal Data (Privacy) Ordinance. The information you insert and submit in the Fincheck application form is voluntary. Fincheck needs this information in order to perform a credit check and risk assessment on you before passing you on to your best suited partner. Unfortunately if you do not complete the application in full, we will not be able to perform a credit check and assist you in finding your best suited partner.
Johannesburg, South Africa.
Fincheck is a financial comparisons website that organises information to assist the borrower in making their best financial decision.
Fincheck gathers information from numerous banking partners and presents it to the borrower in a simple, understandable way. Lenders benefit from an additional market place and extensive customer reach. Loan amounts vary from lender to lender. Fees, interest rates, loan amounts and credit scores influence the repayment terms. Lenders require personal details to control their risk and assist the government to combat theft, money laundering, terrorism. Fincheck does not endorse any particular product or company. We are an independent company. The information shown and provided is an opinion, based on numbers and must not be seen as advice or consultation.
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