Blog posts in Credit Record

By managing your credit profile effectively, you can ensure your image and profile is kept to a high level of quality and is viewed favourably by lenders or other organisations when they decide whether to lend to you.

Many people are walking around wondering how to increase their credit score or how to improve their credit score quickly. Where do you even start when you need to get your credit score online in South Africa?

Global information and insights company, TransUnion, has partnered with South Africa’s biggest financial marketplace, Fincheck, to make the credit application process easier and less frustrating for consumers.

On Wednesday, 19 August 2020, there was a data breach at one of South Africa's leading credit bureau's.

Understanding how your credit score is calculated can help you to improve it and make better financial decisions. Below we’ll look at how credit bureaus calculate your credit score.

You recently got your credit score from more than one credit bureau or credit bureau partner. But you also noticed that it differs from one credit bureau to another. Why does it differ? Don’t they all keep the same information? Is this some mistake?

What is considered a good credit score? What is a bad credit score? If you want to know what your credit score is? Read our full guide to understanding your credit report?

Are you wondering how to get a loan when you are blacklisted? The first thing you need to know is that being blacklisted is a myth and you should not get a specific loan for being blacklisted and judgements.

There are loans for people with bad credit. In South Africa, a bad credit record doesn't need to stop you, you can get a loan with the help of Fincheck.

arte Blanche recently did some solid coverage on a topic that sits close to the heart of the Fincheck team and is one of our core reasons for launching our online loan comparison engine with NCR registered lenders. In this post we help people understand the difference between the roles of the NCR & NCA.

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Fincheck is a financial comparisons website that organises information to assist the borrower in making their best financial decision.

Fincheck gathers information from numerous banking partners and presents it to the borrower in a simple, understandable way. Lenders benefit from an additional market place and extensive customer reach. Loan amounts vary from lender to lender. Fees, interest rates, loan amounts and credit scores influence the repayment terms. Lenders require personal details to control their risk and assist the government to combat theft, money laundering, terrorism. Fincheck does not endorse any particular product or company. We are an independent company. The information shown and provided is an opinion, based on numbers and must not be seen as advice or consultation.