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Product Guide: VBS Home Loan

Comparison Overview:

  • Product Category: Home Loan
  • Minimum Monthly Income: -
  • Interest Charged: 9.50% p.a.
  • Monthly Service Fee: R57.00
  • Initiation Fee: R5,700.00
  • Minimum Age: -
  • Maximum Age: -
  • Max Repayment Term: up to 30 years
  • Insurance Options: -

You can finance the dream home you have always wanted with a Mutual Bank Home Loan

The bank offers home loan finance to:

  • Purchase an existing property
  • Purchase a stand and build a residence

Product Overview

  • In limited instances commercial property finance may be considered by the bank.
  • In addition, clients have the option to access funds paid in advance on their home loans in the form of a re-advance.
  • Clients also have the option to register additional bonds on the same bonded property to finance renovations and / or extensions.
  • The bank offers home loan terms up to 30 years, dependant on the retirement profile of the applicant.
  • For assistance on any home loan enquiry request a call-back.


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Fincheck is a financial comparisons website that organises information to assist the borrower in making their best financial decision.

Fincheck gathers information from numerous banking partners and presents it to the borrower in a simple, understandable way. Lenders benefit from an additional market place and extensive customer reach. Loan amounts vary from lender to lender. Fees, interest rates, loan amounts and credit scores influence the repayment terms. Lenders require personal details to control their risk and assist the government to combat theft, money laundering, terrorism. Fincheck does not endorse any particular product or company. We are an independent company. The information shown and provided is an opinion, based on numbers and must not be seen as advice or consultation.