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Product Guide: Low Budget Loans

Quick Personal Loan Overview

  • Minimum Loan Amount: R500
  • Maximum Loan Amount: R3,000
  • Minimum Length of the Loan: 1 Months
  • Maximum Length of the Loan: 3 Months
  • APR: 60%

Low Budget Loans

Get a loan that ranges from R500 to R3,000 with repayments options from 1 to 3 months. Plus, cellphone airtime on credit as a value-added service to existing clients.

Some Background on Low Budget Loans

Low Budget Loans was established in 2004 by a group of bank managers who had a better understanding of how to provide faster / better / easier short term credit to the middle to higher income salary earner. They rapidly became the Service Provider of choice by providing exactly this.

Low Budget Loans follows the trend that technology should provide services to all South Africans, and that the traditional footprint of offices nationwide became redundant. Low Budget Loans focuses on centralization by dealing only electronically in each transaction. This enables them to offer their services to all South Africans nationwide.

Loan Budget Loans is committed to:

  • Responsible lending
  • Transparency
  • Complying with the rules and regulations as prescribed by the National Credit Regulator (NCR) and other regulatory bodies
  • Providing an excellent service and building a long-term relationship with our clients.

It is the mission of Low Budget Loans to solve the short-term and urgent cash flow problems of their clients with an equally short term and responsible solution.


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Fincheck is a financial comparisons website that organises information to assist the borrower in making their best financial decision.

Fincheck gathers information from numerous banking partners and presents it to the borrower in a simple, understandable way. Lenders benefit from an additional market place and extensive customer reach. Loan amounts vary from lender to lender. Fees, interest rates, loan amounts and credit scores influence the repayment terms. Lenders require personal details to control their risk and assist the government to combat theft, money laundering, terrorism. Fincheck does not endorse any particular product or company. We are an independent company. The information shown and provided is an opinion, based on numbers and must not be seen as advice or consultation.