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Product Guide: Debt Smart

DebtSmart Overview

Comparison Overview:

  • Product: Fee Structure N/A
  • Application/initiation fee: n/a
  • Rejection fee: n/a
  • Restructuring fee: n/a
  • Monthly fee: n/a

Product Overview

DebtSmart is registered with the National Credit Regulator (NCR) as well as the Debt Counsellors Association of South Africa (DCSA). If you are over-indebted DebtSmart can assist you through the regulated debt counselling process. Debtsmart Head Office is situated in Port Elizabeth, with franchise offices in East London, Ruimsig and Pretoria.


DebtSmart can help you with the following types of debt:

  • Vehicle Finance
  • Store Credits
  • Bond Instalments
  • Overdrafts
  • Credit Cards
  • Personal Loans
  • Hire Purchase


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