3 Tips to Manage Time and Improve Loan Repayments Infographic

Mar 07, 2016
Author: Ean Barnard

The surprising relationship between time management and loan repayments

Many South Africans are facing daunting amounts of debt. They also have no idea how they will get their loan debt behind them. Many don't know that personal habits and credit records (good or bad) usually have something in common. The infographic below highlights 3 habits that will develop a hugely beneficial discipline. It will help you to improve your loan repayment ability by miles! You can read more on the following 3 habits summed up below in this article on the relationship between time management and loan repayments:

  1. Know yourself.

  2. Plan & Prioritise.

  3. Learn to say No!

Here are the above points shortly explained for your benefit (taken from the article,the relationship between time management and loan repayments):

1. Know yourself.

First and foremost, you have to know who you are. You can’t structure your time effectively if you don’t know your dreams, strengths, and challenges, as they will determine the course of your life i.e. what you prioritise. What are the things that you think most about? What takes up your time most of the time? Perhaps it can be worthwhile to write down your thoughts of certain things or aspects of life and then come back to them at a later stage. This way you can discover a whole lot about yourself.

2. Plan and prioritise.

Take the first 10 minutes of every day to plan your day. Don’t start your day until you complete your plan. An important time of your day is the time you schedule to schedule time. As our lives become less compartmentalised and more integrated, we find ourselves doing many things at once. So by planning and prioritising, one can stick to the most important things and do them first.

3. Learn to say no.

Saying yes to every single thing is saying no to yourself. Know your priorities and your limitations and don’t commit to anything that doesn’t align with them. The fact is, there will always be things to do and people that want your attention, and that’s just fine. Life is all about the company we keep. But – we can’t say yes to everything. Not saying yes to everything will help you to manage your energy, no car goes anywhere without fuel. So refuel yourself by prioritising people and tasks.


Relevant Articles


About Us In The Press Blog & News FAQ's Contact Us Terms & Conditions Privacy Policy

Fincheck is a financial comparisons website that organises information to assist the borrower in making their best financial decision.

Fincheck gathers information from numerous banking partners and presents it to the borrower in a simple, understandable way. Lenders benefit from an additional market place and extensive customer reach. Loan amounts vary from lender to lender. Fees, interest rates, loan amounts and credit scores influence the repayment terms. Lenders require personal details to control their risk and assist the government to combat theft, money laundering, terrorism. Fincheck does not endorse any particular product or company. We are an independent company. The information shown and provided is an opinion, based on numbers and must not be seen as advice or consultation.