Many of us walk around with a cost mentality, often dropping our heads in a sorry attitude when walking past things we cannot afford. What if, you get to spend money and pay off your loan, at exactly the same time? Yes, you’re not seeing double, it’s possible!
The credit bureaus in South Africa perform an essential role. They are necessary for a fair and reasonable credit market. According to the National Credit Act they are
Duplum means double, or perhaps double the trouble in the case of interest on loans. Literally translated, in duplum means 'double the amount'.
The National Credit Regulator, known in South Africa
The term ‘blacklisted’ is used to classify people who have a bad credit profile. While everyone understands the term, there is actually no blacklist. It’s randomly used
January is the month when commitment to New Year’s resolutions is at its highest. “I’m going to pay off my debt”, is likely to be number one many lists, alongside ‘quit
In 1949, businessman Frank McNamara forgot his wallet while dining at a New York City restaurant. It was an awkwardness he resolved never to face again. February 1950,
Credit cards can be like weapons, dangerous in the wrong hands, but sometimes you’re glad to have one. We’ve all heard
If you are a South African citizen, you should brush up on your knowledge of the debt crisis in 2016. What is it? How will it affect the average South African?
Running your bank account doesn't need to cost so much – in actual fact, if you stay in the clear and use your cards carefully, you might even pay just shy of next to n
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