To answer that question is quite simple actually: a loan is a sum of money borrowed and scheduled for repayment over time with interest. A loan then is an agreement between a borrower (the creditor
Let's face it, there are a lot of negative emotions associated with loans and the reasons for getting one. Many South Africans, more often than not, find themselves in a tight situation when it comes
A healthy personal loan is one that offers you many benefits, specifically suited to your personal circumstances. Before you go out to get a loan though, you should be able to make an informed decisio
Most South Africans will at some stage in their lives be in a position where they will need to access a loan in the form of a personal loan. We've covered some basics on what a loan is to help you understand more about the context around getting a loan. We also spoke about why someone will need or will want to get a personal loan, in a previous article.
But, before you head on over to our Fincheck Loan Comparison Calculator and get yourself one, we need to show you one or two more things about a personal loan.
Every person should know that there is always responsibility and consequences when making a financial decision to access more cash in the form of a loan. So we crafted some simple pros and cons for you to know about before applying for a personal loan.
There's nothing wrong with taking out a loan. In fact, taking out a personal loan can be a smart financial decision! We hope these pros and cons have shown you that you can take out a personal loan wisely by carrying the responsibility for it as a financial decision with consequences.
It’s now safe to head on over to the Fincheck Loan Comparison Calculator and see if there’s a loan for you through our online loan application process!
Generally speaking, a South African citizen will think of getting a personal loan, when it has the scope to open up a new opportunity in their life. A young working South African lady mig
So you’ve started reading up on loans, you’re getting the hang of it, and quite frankly, you’re already considering a future in banking! Or, you just want to get on with it, take out a loan and reach
If you find yourself in a spot of below average credit and you’re looking for ways to improve your credit score, remember, bad credit is unfortunate but it is not a credit death row sentence. Many peo
A loan can either make an opportunity or break one. This makes it super important to discern when a loan is a good idea and when it should rather be avoided! “The need for a loan should nev
It may sound like a paradox but loans have benefits beyond the principal amount received at the start of a loan. This depends on how you manage it, though. Before we dive into these benefits, it is
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Fincheck gathers information from numerous banking partners and presents it to the borrower in a simple, understandable way. Lenders benefit from an additional market place and extensive customer reach. Loan amounts vary from lender to lender. Fees, interest rates, loan amounts and credit scores influence the repayment terms. Lenders require personal details to control their risk and assist the government to combat theft, money laundering, terrorism. Fincheck does not endorse any particular product or company. We are an independent company. The information shown and provided is an opinion, based on numbers and must not be seen as advice or consultation.
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