Understanding how your credit score is calculated can help you to improve it and make better financial decisions. Below we’ll look at how credit bureaus calculate your credit score.

You recently got your credit score from more than one credit bureau or credit bureau partner. But you also noticed that it differs from one credit bureau to another. Why does it differ? Don’t they all keep the same information? Is this some mistake?

Have you thought about getting a car loan? Well, let us help to explain what you can expect from a car loan as well as the finer details. This is how car loans work.

Two of the credit options many people consider is an overdraft and a personal loan. The question is, which is better? A personal loan or an overdraft facility? What situation would suit each option better?

Many people have struggled with the result of being blacklisted. The effect of a blacklisting does not only affect your applications for new loans. Some professionals like lawyers and attorneys struggle to get a job if they have been blacklisted.

If you want to pay your home loan or invest, you need to know whether you should pay off debt first or rather invest your money. Read our affordability study on paying your home loan vs investing to know whether it is better to pay off a mortgage or to invest.

What is considered a good credit score? What is a bad credit score? If you want to know what your credit score is? Read our full guide to understanding your credit report?

Do you want to know how to create wealth from nothing. You cannot create wealth without money, but you can create wealth by focusing on net worth & retirement. Build your wealth by reading this article

What do you need for a loan in South Africa? Here are 6 things and documents required in order to get a loan in South Africa.

Are you wondering how to get a loan when you are blacklisted? The first thing you need to know is that being blacklisted is a myth and you should not get a specific loan for being blacklisted and judgements.

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Fincheck is a financial comparisons website that organises information to assist the borrower in making their best financial decision.

Fincheck gathers information from numerous banking partners and presents it to the borrower in a simple, understandable way. Lenders benefit from an additional market place and extensive customer reach. Loan amounts vary from lender to lender. Fees, interest rates, loan amounts and credit scores influence the repayment terms. Lenders require personal details to control their risk and assist the government to combat theft, money laundering, terrorism. Fincheck does not endorse any particular product or company. We are an independent company. The information shown and provided is an opinion, based on numbers and must not be seen as advice or consultation.